Health & Life Insurance

Ehrman Murphy & Company provides life and health insurance on a company group or individual basis.  Benefits may include:

• Health                                                                                                 
• Life
• Disability
• Occupational Accident
• Dental
• Vision
• Long Term Care
• GAP Plans
• Foreign Travel Insurance
• Annuities
• Medicare Supplements
• Additional Voluntary Ancillary Products

Group Benefits Packages

Employers know it is difficult to find and retain quality employees.  One of the important keys to attracting qualified applicants is a strong benefits package.  At Ehrman Murphy & Company our goal is to design group health and life plans that minimize your cost while maximizing the benefit to employees.  We market group plans through a large number of 'A' rated companies.  Group benefit packages may be customized in the following ways:

• PPO / HMO / HSA (health savings accounts)
• Occupational accident insurance (non-subscribers insurance)
• Vision and dental plans
• Term life insurance
• Short term and/or long term disability
• Varying deductibles, coinsurance and co-pays
• Additional ancillary products (cancer, critical illness, etc.)

Our staff is well versed in designing both new group benefits packages for your firm, as well as revamping existing plans.  Illustrations for group health plans are based on a number of factors such as your industry, location, employee genders, dates of birth, etc.  It's important to discuss all rating factors in advance in order to find the most effective plan for you, your employees and your budget.

Should you have a need for a group benefit package, we welcome the opportunity to assit you.  Feel free to contact our Benefits Department at 713.600.7808.